Home Buyers: Check Out Florida First, Florida Advantage Programs

Published On: January 30, 2019|Categories: Blog, Buyers, Financing, First Time Home Buyers, Renting, Tampa|Tags: Florida Advantage, Florida First|

Did you know that the State of Florida offers homebuyers programs to make it easier to become a homeowner? Florida Housing might be just the agency that could help you finally become a homeowner! Florida Housing offers a handful of programs to help homebuyers get into new homes. Two programs offered in Florida that can be incredibly helpful are the Florida First program and the Florida Advantage program. Both of these can help buyers automatically qualify for down payment assistance programs.

Florida Advantage

Florida Housing’s Florida Advantage program helps rural self-help buyers or buyers with at least one disabled family member. To qualify, you’d need to be at or below 80% of AMI adjusted for household size. This also allows you to qualify for the Florida Assist down payment assistance.

Florida First

The Florida First program offers a low 30-year fixed-rate on your first mortgage to qualified borrowers. It also automatically qualifies you for one of Florida Housing’s down payment assistance programs. Florida First is something to look into if you need down payment assistance and an affordable mortgage.

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